Budgeting Tool

This budgeting tool aims to help you understand what you are spending your money on. You enter income and expenditure figures which results in a report that helps identify major areas of spending. It also tells you what money you have left over at the end of the month. It is totally anonymous and The Consumer Council will not record any of your personal data. To learn more about how we use the information you give us please read our Privacy Notice.

The accuracy of your final report depends on the accuracy of figures you provide. It is possible to estimate some of your expenditure amounts, but it may be helpful to work through the tool when you have access to your bank account statement and a copy of some of your key bills. You won’t be able to save your progress so make sure you are ready before you get started.

Please note: the income and expenditure items listed are designed to be as comprehensive as possible and not everyone will need to input a value for every item.